Credit Card Fraud vs. Identity Theft: Knowing the Difference

Credit card fraud is when someone steals your card info. Identity theft is when they steal your personal data to open new accounts...\n\n## Impact\nCard fraud is usually resolved by the bank. Identity theft can ruin your credit score for years...\n\n## Remediation\nFor ID theft, you must freeze your credit, file a police report, and contact the FTC. Citadel provides comprehensive support for complex ID theft remediation.